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Finally a supplemental insurance plan built specifically for Direct Primary Care

Atlas Direct is reinventing supplemental health insurance

We're providing modern, quality coverage with features that people love

  • No deductibles or copays
  • No network restrictions
  • Payments go directly to you
  • Payments can be used for any expense
  • Fully transparent pricing
  • Enroll any time
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Healthcare in plain language

Healthcare in plain language

We understand that not everything can be covered. But when it's not, we'll let you know. We don't believe in burying details in contracts. We'll always do our best to make sure you're fully informed about what's covered and what's not.

Created by doctors for patients

Created by doctors for patients

Most health insurance is born from a corporation looking to expand its bottom line — that’s not us. Our doctors have designed Atlas Direct to fit the needs of patients from a healthcare perspective, not a fiscal one.

The only health insurance designed to perfectly fit with DPC

The only supplemental health insurance designed to fit perfectly with DPC

Atlas Direct was tailored to work specifically with Direct Primary Care — and to be as simple, transparent, and effective as Direct Primary Care.

Flexible coverage

Flexible coverage

Flexibility matters. Our supplemental policies give DPC patients the option to augment any other health insurance they may have — including comprehensive major medical plans — with coverage tailored specifically toward the needs of DPC patients.

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Spend your money where it matters

With no network restrictions, no deductibles, and cash benefits that can be used for any expense, our supplemental plan can help you allocate your healthcare dollars wisely on what's most important to you.

Spend your money where you think it matters. Enroll today.

A few clicks and you're covered!

Questions? Let's fix that

Learn about our transparent, easy-to-understand supplemental policies.

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Transparent
health insurance.
Tailored for DPC.

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The insurance policy advertised on this website offers limited health benefit coverage and is a supplement to, rather than a replacement for, comprehensive major medical insurance coverage. It is designed to provide benefits at preselected, fixed dollar amounts for covered diagnoses. This limited benefit coverage does not satisfy the minimum essential coverage requirements of the Affordable Care Act. Coverage is not available to insureds age 65 or over.

The policy is a group fixed-indemnity plan that is underwritten by Pan-American Life Insurance Company, 601 Poydras Street, New Orleans, LA 70130 under policy form G-NHI23-P. The policy has exclusions and limitations. Coverage and plan options may vary or may not be available in all states. Refer to the policy and certificate of coverage for complete terms and conditions. Premiums may vary by state. Get a quote to see your premiums. Underwriting approval is required to purchase coverage.

The Direct Care Foundation is the policyholder and membership in the Direct Care Foundation is required for eligibility to buy this coverage.

Atlas Direct Agency LLC (ADA) is a licensed insurance agency (Nevada #4005774) appointed by Pan-American Life Insurance Company. The purpose of the material on this website is the solicitation of insurance. An insurance agent may contact you. Insurance quotes are provided by ADA.

Atlas Direct is a service mark of ADA.

This website and its contents are a resource that is for informational purposes only and reflect information available at the time of publication. This information is not a guarantee of rates, coverage, or benefit levels. Nothing on this site changes or overrides any terms of insurance policies issued by Pan-American Life Insurance Company. If there is any conflict between the information provided here and the terms of a policy, the policy terms will take precedence.