Transparent Pricing. Defined Benefits.
Our supplemental coverage is fully transparent, both upfront and on the back end.
Not only will you know exactly what your monthly premium is from the moment you sign up — you'll also know the exact amounts that our plan will pay for covered events like hospital stays and maternity services.
DPC helps with routine care. Atlas Direct helps with the infrequent and rare.
Atlas Direct's predetermined payment amounts can be used to supplement major medical insurance by providing additional funds that can be used to pay for medical expenses that major medical plans don't cover, like deductibles, copays, and non-covered services.
Even better, the cash benefits paid by Atlas Direct can be used for any expense, not just medical bills. This can include transportation, childcare, utility bills, and other unexpected costs that may be incurred when a covered injury or illness happens.
This is what you can expect to pay for Atlas Direct:
Note: The following monthly premium rates are per person, based on attained age, and are typical for most states, but Atlas Direct is not available in all states and premiums can vary by state. Request a quote here to see the rates that apply to your state.
| Age Group | Male | Female |
|---|---|---|
| Children 0-19 | > $60/month | >$60/month |
| Adults 20-24 | >$80/month | >$115/month |
| Adults 25-29 | >$90/month | >$160/month |
| Adults 30-34 | >$105/month | >$195/month |
| Adults 35-39 | >$120/month | >$205/month |
| Adults 40-44 | >$145/month | >$210/month |
| Adults 45-49 | >$175/month | >$235/month |
| Adults 50-54 | >$235/month | >$260/month |
| Adults 55-59 | >$295/month | >$285/month |
| Adults 60-64 | >$375/month | >$335/month |
| Adults 65+ | Not offered | Not offered |
The insurance policy advertised on this website offers limited health benefit coverage and is a supplement to, rather than a replacement for, comprehensive major medical insurance coverage. It is designed to provide benefits at preselected, fixed dollar amounts for covered diagnoses. This limited benefit coverage does not satisfy the minimum essential coverage requirements of the Affordable Care Act. Coverage is not available to insureds age 65 or over.
The policy is a group fixed-indemnity plan that is underwritten by Pan-American Life Insurance Company, 601 Poydras Street, New Orleans, LA 70130 under policy form G-NHI23-P. The policy has exclusions and limitations. Coverage and plan options may vary or may not be available in all states. Refer to the policy and certificate of coverage for complete terms and conditions. Premiums may vary by state. Get a quote to see your premiums. Underwriting approval is required to purchase coverage.
The Direct Care Foundation is the policyholder and membership in the Direct Care Foundation is required for eligibility to buy this coverage.
Atlas Direct Agency LLC (ADA) is a licensed insurance agency (Nevada #4005774) appointed by Pan-American Life Insurance Company. The purpose of the material on this website is the solicitation of insurance. An insurance agent may contact you. Insurance quotes are provided by ADA.
Atlas Direct is a service mark of ADA.
This website and its contents are a resource that is for informational purposes only and reflect information available at the time of publication. This information is not a guarantee of rates, coverage, or benefit levels. Nothing on this site changes or overrides any terms of insurance policies issued by Pan-American Life Insurance Company. If there is any conflict between the information provided here and the terms of a policy, the policy terms will take precedence.