Atlas Direct Decoration

Atlas Direct Website Disclaimer

Atlas Direct Agency LLC (ADA) provides the information on this website (“Website”). While we try to keep the information as accurate as possible, we disclaim any implied warranty or representation about its accuracy or completeness, or appropriateness for a particular purpose. You assume full responsibility for using this Website, and you understand and agree that ADA is neither responsible nor liable for any claim, loss, or damage resulting from its use. The mention of specific products, services, or organizations at this Website does not constitute or imply a recommendation or endorsement by ADA unless it is explicitly stated. Information on this Website may be changed or updated without notice. Although it is our goal to keep information as current as possible, information may be out-of-date at any given time since ADA has no obligation to update information presented on this Website. ADA may also make improvements and/or changes in the products and/or services described on this Website at any time and without notice.

For more information, see the below topics.

  • Linking to other websites
  • Ownership of Content and restrictions on use of materials
  • Privacy Policy
  • E-mail
  • Health Savings Accounts
  • Contact the webmaster

Linking to Other Websites

This Website may contain links to other websites. ADA has no control over the content or the availability of other websites, and is not responsible for the privacy or the content of other websites.

Ownership of Content & Restrictions on Use of Materials

All Content on this Website, including but not limited to all text, images, graphics, video and audio files, logos, icons, photos, products, downloads and software (“Content”), is exclusively owned and copyrighted by ADA, with all rights reserved unless otherwise noted. Any Content that is a trade name, trademark, service mark, logo, slogan, icon or similar identifier is also exclusively owned by ADA, whether registered or unregistered, with all rights reserved unless otherwise noted. Any use of Content not clearly permitted by this Website is strictly prohibited without the written permission of ADA. If you use Content as permitted by this Website or with the written permission of ADA, all ownership and intellectual property rights remain with ADA. ADA neither warrants nor represents that your use of any Content will not infringe the rights of third parties.

For purposes of the above paragraph, "use" includes but is not limited to: copying, reproducing, republishing, modifying, transferring, selling, incorporating, marketing, soliciting, disclosing, broadcasting, uploading, downloading, posting, transmitting or distributing.

All trademarks are the property of their respective trademark owners.

Privacy Policy

Our Privacy Notice describes how we will protect your information, including your medical information; how it may be used and disclosed; and how you can get access to that information.

E-mail

Comments or questions sent to us via e-mail will be shared with our customer service representatives or other staff most capable of addressing your questions and concerns. We will retain your e-mail until we have made our best effort to provide you with a complete and satisfactory response and then we will either discard it or place it with your file.

Note: The e-mail facilities at our Website do not provide a means for completely secure and private communications between you and us. Your e-mail, like most non-encrypted Internet e-mail communications, may be accessed and viewed without your knowledge or permission while in transit to us. If you consider the information you are communicating to be confidential, please do not use e-mail. In no event should any medical information be transmitted by e-mail.

Health Savings Accounts

ADA is not involved in the administration of Health Savings Accounts, it does not provide tax, investment or legal advice with respect to such accounts, and it does not have control over, or liability for, HSA administration services.

Contact the Webmaster

If you have any questions about the Privacy Notice, the practices of this Website or your dealings with this Website, please send an e-mail to support@atlas.direct.

The insurance policy advertised on this website offers limited health benefit coverage and is a supplement to, rather than a replacement for, comprehensive major medical insurance coverage. It is designed to provide benefits at preselected, fixed dollar amounts for covered diagnoses. This limited benefit coverage does not satisfy the minimum essential coverage requirements of the Affordable Care Act. Coverage is not available to insureds age 65 or over.

The policy is a group fixed-indemnity plan that is underwritten by Pan-American Life Insurance Company, 601 Poydras Street, New Orleans, LA 70130 under policy form G-NHI23-P. The policy has exclusions and limitations. Coverage and plan options may vary or may not be available in all states. Refer to the policy and certificate of coverage for complete terms and conditions. Premiums may vary by state. Get a quote to see your premiums. Underwriting approval is required to purchase coverage.

The Direct Care Foundation is the policyholder and membership in the Direct Care Foundation is required for eligibility to buy this coverage.

Atlas Direct Agency LLC (ADA) is a licensed insurance agency (Nevada #4005774) appointed by Pan-American Life Insurance Company. The purpose of the material on this website is the solicitation of insurance. An insurance agent may contact you. Insurance quotes are provided by ADA.

Atlas Direct is a service mark of ADA.

This website and its contents are a resource that is for informational purposes only and reflect information available at the time of publication. This information is not a guarantee of rates, coverage, or benefit levels. Nothing on this site changes or overrides any terms of insurance policies issued by Pan-American Life Insurance Company. If there is any conflict between the information provided here and the terms of a policy, the policy terms will take precedence.