No, you cannot opt out of membership in the Direct Care Foundation (DCF) and still obtain coverage under Atlas Direct’s insurance plan.
That's because Atlas Direct’s insurance plan is a group fixed-indemnity policy, meaning that it is exclusively available to eligible members of the sponsoring group, which in this case are people who are Patient Members of the Direct Care Foundation.
Thus, if you want to apply for Atlas Direct’s insurance coverage, you must first become a Patient Member of the DCF, since only Patient Members of the DCF are eligible to apply for Atlas Direct insurance coverage.
Please understand that Patient Membership in the Direct Care Foundation costs just $1 per month and to become a Patient Member in good standing you only need to attest that you are either currently under the care of a Direct Primary Care provider or that you expect to be within 60 days.
If you would like to apply for Atlas Direct’s insurance plan at the present time, please click here and you will be able to apply for Patient Membership in the Direct Care Foundation as part of the plan’s application process.