Is Atlas Direct right for me?

The Atlas Direct DPC Program, or just “Atlas Direct,” could be the right choice for you if you are a Direct Primary Care (DPC) patient who already has access to quality primary care services through your DPC provider.

Atlas Direct’s insurance plan complements DPC by providing fixed cash benefits for a limited set of medical services such as hospital confinement, emergency room visits, and ambulance transportation.

However, please note that Atlas Direct’s insurance plan is not a comprehensive major-medical plan since it excludes many medical services, including primary care, prescription drugs, mental health services, and substance abuse treatments.

Additionally, Atlas Direct is available only to individuals under age 65.

To determine if Atlas Direct meets your needs, consider your current healthcare coverage and the specific medical services you require. For more detailed information about benefits, eligibility, limitations, and exclusions, please refer to our brochure.

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The insurance policy advertised on this website offers limited health benefit coverage and is a supplement to, rather than a replacement for, comprehensive major medical insurance coverage. It is designed to provide benefits at preselected, fixed dollar amounts for covered diagnoses. This limited benefit coverage does not satisfy the minimum essential coverage requirements of the Affordable Care Act. Coverage is not available to insureds age 65 or over.

The policy is a group fixed-indemnity plan that is underwritten by Pan-American Life Insurance Company, 601 Poydras Street, New Orleans, LA 70130 under policy form G-NHI23-P. The policy has exclusions and limitations. Coverage and plan options may vary or may not be available in all states. Refer to the policy and certificate of coverage for complete terms and conditions. Premiums may vary by state. Get a quote to see your premiums. Underwriting approval is required to purchase coverage.

The Direct Care Foundation is the policyholder and membership in the Direct Care Foundation is required for eligibility to buy this coverage.

Atlas Direct Agency LLC (ADA) is a licensed insurance agency (Nevada #4005774) appointed by Pan-American Life Insurance Company. The purpose of the material on this website is the solicitation of insurance. An insurance agent may contact you. Insurance quotes are provided by ADA.

Atlas Direct is a service mark of ADA.

This website and its contents are a resource that is for informational purposes only and reflect information available at the time of publication. This information is not a guarantee of rates, coverage, or benefit levels. Nothing on this site changes or overrides any terms of insurance policies issued by Pan-American Life Insurance Company. If there is any conflict between the information provided here and the terms of a policy, the policy terms will take precedence.