Anyone who is under age 65 may apply for Atlas Direct.

As part of your application, you will have to attest that you are either currently under the care of a Direct Primary Care provider or that you expect to be within 60 days.

It is also important to understand that the insurance component of Atlas Direct is a group insurance product sponsored by the Direct Care Foundation and that in order to apply for Atlas Direct insurance coverage, you must first become a Patient Member of the Direct Care Foundation, which is a non-profit 501(c)3 that advocates for Direct Care medical services at the state and federal level.   

Patient Membership in the Direct Care Foundation costs $1 per month and can be obtained as part of the sign-up process for Atlas Direct’s insurance component just as long as you attest that you are either currently under the care of a Direct Primary Care provider or that you expect to be within 60 days.

Finally, please note that Atlas Direct’s insurance plan is not a “guaranteed issue” insurance product. Your application will be subject to underwriting approval, and coverage could be denied depending on your answers to the application questions. 

Atlas Direct’s insurance element is also not available in all states. For details about benefits, eligibility, limitations, and exclusions, please see our brochure.