- How do I file a claim with Atlas Direct?
- Does Atlas Direct require preauthorizations?
- Are Atlas Direct's benefit payments assignable to service providers?
- Is there a limit on the number of claims I can file in a year with Atlas Direct?
- Can I use Atlas Direct’s insurance coverage in conjunction with other insurance plans?
- Does Atlas Direct insurance require pre-authorizations?
- Can I use Atlas Direct’s insurance plan to cover medical expenses from accidents or injuries that occur outside the United States?
- Are there any geographical restrictions for services covered under the Atlas Direct insurance plan?
Claims and Payments
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The insurance policy advertised on this website offers limited health benefit coverage and is a supplement to, rather than a replacement for, comprehensive major medical insurance coverage. It is designed to provide benefits at preselected, fixed dollar amounts for covered diagnoses. This limited benefit coverage does not satisfy the minimum essential coverage requirements of the Affordable Care Act. Coverage is not available to insureds age 65 or over.
The policy is a group fixed-indemnity plan that is underwritten by Pan-American Life Insurance Company, 601 Poydras Street, New Orleans, LA 70130 under policy form G-NHI23-P. The policy has exclusions and limitations. Coverage and plan options may vary or may not be available in all states. Refer to the policy and certificate of coverage for complete terms and conditions. Premiums may vary by state. Get a quote to see your premiums. Underwriting approval is required to purchase coverage.
The Direct Care Foundation is the policyholder and membership in the Direct Care Foundation is required for eligibility to buy this coverage.
Atlas Direct Agency LLC (ADA) is a licensed insurance agency (Nevada #4005774) appointed by Pan-American Life Insurance Company. The purpose of the material on this website is the solicitation of insurance. An insurance agent may contact you. Insurance quotes are provided by ADA.
Atlas Direct is a service mark of ADA.
This website and its contents are a resource that is for informational purposes only and reflect information available at the time of publication. This information is not a guarantee of rates, coverage, or benefit levels. Nothing on this site changes or overrides any terms of insurance policies issued by Pan-American Life Insurance Company. If there is any conflict between the information provided here and the terms of a policy, the policy terms will take precedence.